ON Climate
Calculate and report on financed emissions and credit risk to develop climate mitigation strategies
Know the risks and seize the opportunity

ON Climate: Celent Model Risk Award Winner
ON Climate has enabled Fifth Third Bank to develop climate scenario analysis capabilities, quantify climate risk in its commercial loan portfolio, support the bank’s climate leadership through disclosure, and more - earning the 2023 Celent Model Risk Award.


FINANCED EMISSIONS
Identify and report on financed emissions in your loan book
- Calculate emissions at the portfolio, sector, industry and borrower level, while adhering to PCAF score 3 and 4 reporting
- Analyze and report on Scope 1 and Scope 2 financed emissions across six NGFS climate scenarios and five time horizons for strategic planning while keeping the cost of reporting low
FINANCED EMISSIONS
Identify and report on financed emissions in your loan book, without wasting time on data collection
- Calculate emissions at the portfolio, sector, industry and borrower level, while adhering to PCAF score 3 and 4 reporting
- Analyze and report on Scope 1 and Scope 2 financed emissions across six NGFS climate scenarios and five-time horizons for strategic planning while keeping the cost of reporting low
REGULATORY REPORTING
Identify climate risk in your portfolio early and mitigate regulatory risk
- Plan ahead for market changes and formulate targeted risk mitigation strategies by identifying high risk sectors, industries and borrowers in your loan book
- Analyze ON Transition Risk Score (highest to lowest) alongside your existing credit risk ratings and stack rank the portfolio for priority deep dives and climate-focused review
- Use shorter NGFS timelines of 3-5 years to make climate decisions on your portfolio now
- Understand the impact of climate risk on borrower financials and credit health and extract climate risk-based financial forecasts for risk quantification


REGULATORY REPORTING
Identify climate risk in your portfolio early and mitigate regulatory risk
- Plan ahead for market changes and formulate targeted risk mitigation strategies by identifying high risk sectors, industries and borrowers in your loan book
- Analyze ON Climate Transition Score (highest to lowest) alongside your existing credit risk ratings and stack rank the portfolio for priority deep dives and climate-focused review
- Use shorter NGFS timelines of 3-5 years to make climate decisions on your portfolio now
- Understand the impact of climate risk on borrower financials and credit health and extract climate risk-based financial forecasts for risk quantification

FIND OPPORTUNITY
Strengthen relationships with customers, improve retention, and increase wallet share by helping borrowers transition
- Guide your borrowers towards collecting and tracking emissions data and technology changes
- Understand the levers (technology, regulatory) driving transition risk in borrowers’ business models to inform meaningful conversations with borrowers around decarbonizing their business
- Lend into more decarbonizing ventures and lower overall emissions to improve your NPS and brand value

FIND OPPORTUNITY
Strengthen relationships with customers, improve retention, and increase wallet share by helping borrowers transition
- Guide your borrowers towards collecting and tracking emissions data and technology changes
- Understand the levers (technology, regulatory) driving transition risk in borrowers’ business models to inform meaningful conversations with borrowers around decarbonizing their business
- Lend into more decarbonizing ventures and lower overall emissions to improve your NPS and brand value
ON Climate Product Tour
Check out the self-guided tour and see how ON Climate enables you to address the growing regulatory demand to evaluate, measure, and report on climate-related risk and financed emissions.


Mike Faillo
Chief Sustainability Officer

Michele Mullins
SVP & Climate Risk Officer

JEREMIAH NORTON
FORMER FDIC BOARD MEMBER & FORMER DEPUTY ASSISTANT SECRETARY, US TREASURY
Let's get ON with it
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Datasheet
ON Climate
Discover how ON Climate helps commercial banks address the implications of climate change head-on, using data-driven insight to minimize risk and maximize opportunity.
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Magazine
Fifth Third Bank: Leading the charge on sustainability in commercial banking
Meet Mike Faillo, Chief Sustainability Officer at Fifth Third to learn about their ambitious environmental, social, and governance goals.
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Guide
Commercial Lending and Climate Impact
Discover the challenges climate risk presents commercial banks and how to address this new era of risk assessment head-on, using data-driven insight to minimize risk and maximize opportunity.
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TAKE THE NEXT STEP
Request a personalized demo to discover what ON Credit Intelligence can do for your bank.
What We’ll Cover:
- What makes our technology different
- How rapidly you’ll see results
- Ease of installation and cost benefits
- Current customers and outcomes