A fintech blog focused on hot topics, innovations, and success stories in credit intelligence for US banks
Michael van Miert & Collier Wright May 15, 2023 11 min read

Protect Against the Downside, Prepare for the Upside: ONci at Bank Director Experience FinXTech

We recently spent time at Bank Director’s leading fintech conference, ‘Experience ...
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OakNorth May 2, 2023 7 min read

OakNorth Bank: achieving net zero by 2035 with the help of ON Climate

Based in the UK and headquartered in London’s Soho, OakNorth Bank, is the neobank for ...
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OakNorth April 18, 2023 5 min read

Three must-haves for successful scenario analysis

Our recent webinar “Protect your Downside and Play for the Upside” featured regulatory ...
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OakNorth March 16, 2023 6 min read

Failures of Silicon Valley Bank and Signature Bank: The potential economic and credit implications

The well documented failures of Silicon Valley Bank (SVB) and Signature Bank have raised ...
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OakNorth March 16, 2023 7 min read

Three Key Takeaways from Silicon Valley & Signature Bank

The failures of both Silicon Valley Bank (“SVB”) and Signature Bank have already been ...
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Michael van Miert March 9, 2023 6 min read

If you can't rely on historic correlations, is it time for a fresh approach to stressing your portfolio?

As we go into 2023, there is much being said about the global outlook. Having reviewed ...
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OakNorth February 7, 2023 9 min read

Choose your Future: Acquire or Be Acquired

The OakNorth team recently spent time with a number of the industry’s most influential ...
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OakNorth January 20, 2023 4 min read

How can commercial banks better assess credit risk to reduce uncertainty in a downturn?

The last time there was a deterioration in the credit cycle was 14 years ago, during the ...
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OakNorth October 26, 2022 7 min read

Climate regulation for U.S. banks gains momentum

NGFS released an updated set of climate scenarios  On September 6th, the Network of ...
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OakNorth August 20, 2022 5 min read

Diversify portfolio with more mid-size businesses

An essential part of using better data to grow commercial loan portfolios includes ...
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